@charset "UTF-8";
:root{--ink:#102d3a;--muted:#617480;--teal:#087f6d;--light:#eaf5f1;--line:#dce5e9;--bg:#f5f8fa;--white:#fff;--amber:#956015;--red:#b33d3d;--radius:14px;font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Arial,sans-serif;color:var(--ink);background:var(--bg);font-synthesis:none;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}
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var(--line);background:#fff}.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:100%}.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}.brand img{width:36px;height:36px}.brand-title{font-size:13px;font-weight:760;letter-spacing:.075em;display:block}.brand-sub{font-size:10px;letter-spacing:.16em;color:var(--muted);display:block;margin-top:5px}.nav{display:flex;align-items:center;gap:29px}.nav a{font-size:13px;font-weight:550;color:var(--muted);text-decoration:none;padding:31px 0 29px;border-bottom:2px solid transparent}.nav a:hover,.nav a.active{color:var(--ink);border-color:var(--teal)}.nav .source-nav{font-size:11px;display:flex;gap:7px;align-items:center}.source-nav i,.live-dot{width:6px;height:6px;border-radius:50%;background:var(--teal);display:inline-block}.hero{padding:49px 0 31px;display:grid;grid-template-columns:1.2fr 1fr;gap:44px;align-items:center}.eyebrow{font-size:10px;font-weight:750;letter-spacing:.16em;text-transform:uppercase;color:var(--teal);margin-bottom:18px;display:block}.hero p{font-size:15px;color:var(--muted);max-width:480px;margin-bottom:0;line-height:1.65}.hero-art{margin:0;padding-top:12px;opacity:.95}.hero-art img{width:100%;height:auto;display:block}.hero-art figcaption{font-size:10px;color:var(--muted);text-align:right;margin-top:8px}.hero h1{max-width:650px}.calc{border:1px solid #cedde2;background:#fff;border-radius:var(--radius);display:grid;grid-template-columns:1.48fr 1fr;overflow:hidden;box-shadow:0 10px 45px -35px #18394666;scroll-margin-top:24px}.calc-input{padding:30px 32px 22px}.section-head{display:flex;align-items:flex-start;justify-content:space-between;gap:16px;margin-bottom:24px}.section-head h2{font-size:21px;letter-spacing:-.035em;margin:0 0 6px}.section-head p{font-size:12px;color:var(--muted);margin:0}.mini-number{font-family:ui-monospace,SFMono-Regular,monospace;color:#95a7b0;font-size:11px;letter-spacing:.08em}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:16px;margin-bottom:20px}.field label,.field-label{display:block;font-size:11px;line-height:1.5;font-weight:650;margin-bottom:7px}.field select,.field input,.custom-control select{width:100%;height:43px;border:1px solid #cfdee5;border-radius:7px;background:#fff;padding:0 12px;color:var(--ink);font-size:12px;min-width:0}.field select{padding-right:24px}.mode-tabs{display:flex;gap:4px;background:#f0f4f6;border:1px solid #e3eaee;border-radius:7px;padding:3px;width:fit-content;margin-bottom:20px}.mode-tabs button{border:0;color:var(--muted);background:none;padding:7px 15px;font-size:11px;border-radius:4px}.mode-tabs button[aria-selected=true]{background:var(--ink);color:#fff}.amount{position:relative}.amount span{position:absolute;left:13px;top:13px;font-size:17px;color:var(--muted)}.amount input{height:53px;padding-left:30px;font-size:23px;letter-spacing:-.025em;font-weight:550;font-variant-numeric:tabular-nums}.field small{display:block;color:var(--muted);font-size:10px;line-height:1.6;margin-top:6px}.threshold-row{display:flex;justify-content:space-between;gap:14px;align-items:center;flex-wrap:wrap;margin:20px 0}.threshold-chips{display:flex;gap:6px}.threshold-chips button{border:1px solid var(--line);background:#f7f9fa;color:var(--ink);border-radius:6px;font-size:11px;min-width:44px;height:34px}.threshold-chips button[aria-pressed=true]{background:var(--teal);border-color:var(--teal);color:white}.threshold-value{font-size:13px;font-weight:650}.threshold-value small{color:var(--muted);font-size:10px;font-weight:400}.custom-control{display:grid;grid-template-columns:1fr 1fr 1fr;gap:10px}.custom-control label{font-size:10px;color:var(--muted);display:block;margin-bottom:5px}.custom-control input,.custom-control select{height:34px;font-size:11px;padding:0 8px;border:1px solid var(--line);border-radius:5px;width:100%;color:var(--ink);background:#fff}.rule-note{font-size:11px;color:var(--muted);line-height:1.65;margin-top:14px;padding:11px 13px;background:#f5f8fa;border-left:2px solid #afc9c1;border-radius:0 5px 5px 0}.rule-note a{display:inline-block;margin-top:4px}.calc-bottom{display:flex;align-items:center;justify-content:space-between;gap:15px;border-top:1px solid var(--line);padding-top:17px;margin-top:20px}.privacy-note{display:flex;align-items:center;gap:7px;color:var(--muted);font-size:10px}.text-btn{background:none;border:0;padding:4px 0;color:var(--muted);font-size:11px;text-decoration:underline;text-underline-offset:3px}.calc-result{padding:30px 31px 24px;background:#eff7f4;border-left:1px solid #dbeae4;display:flex;flex-direction:column;min-width:0}.result-head{display:flex;justify-content:space-between;gap:12px;align-items:center}.result-head h2{font-size:13px;letter-spacing:0;margin:0;font-weight:600}.status-badge{display:flex;gap:6px;align-items:center;color:var(--teal);font-size:9px;font-weight:750;letter-spacing:.06em;text-transform:uppercase}.status-badge .dot{height:6px;width:6px;background:currentColor;border-radius:50%}.result-number{font-size:clamp(45px,4.5vw,67px);font-weight:620;letter-spacing:-.06em;font-variant-numeric:tabular-nums;line-height:1.1;margin:27px 0 5px}.result-number small{font-size:.48em;color:var(--muted);letter-spacing:-.04em}.result-sub{font-size:12px;color:var(--muted);margin-bottom:22px}.meter{position:relative;height:9px;background:#dbe7e6;border-radius:3px;overflow:visible}.meter-fill{width:37.5%;height:100%;background:var(--teal);border-radius:3px;transition:width .25s}.meter-mark{position:absolute;left:40%;top:-5px;bottom:-5px;border-left:1px dashed var(--ink)}.meter-labels{display:flex;justify-content:space-between;font-size:9px;color:var(--muted);margin:10px 0 27px}.result-metrics{display:grid;grid-template-columns:1fr 1fr;gap:14px}.result-metrics>div+div{border-left:1px solid #d4e3dd;padding-left:21px}.metric-label{display:block;color:var(--muted);font-size:11px;line-height:1.45;min-height:31px;margin-bottom:6px}.metric-value{font-size:24px;line-height:1.2;letter-spacing:-.035em;font-weight:620;font-variant-numeric:tabular-nums;overflow-wrap:anywhere}.result-explainer{font-size:11px;color:var(--muted);line-height:1.65;margin:18px 0 0}.result-actions{display:flex;gap:16px;align-items:center;margin-top:auto;padding-top:22px}.action{border:1px solid #bfd2cb;border-radius:5px;background:transparent;color:var(--ink);padding:8px 10px;font-size:10px;display:flex;align-items:center;gap:6px}.action:hover{background:#fff}.formula-details{font-size:11px;margin-top:17px;padding-top:14px;border-top:1px solid #d6e5df;line-height:1.65}.formula-details summary{cursor:pointer;color:var(--teal);font-weight:600}.formula-details p{margin:10px 0 0;color:var(--muted)}.calc-result[data-status="not-met"]{background:#fbf5e9}.calc-result[data-status="not-met"] .status-badge{color:var(--amber)}.calc-result[data-status="not-met"] .meter-fill{background:#ba8733}.calc-result[data-status="invalid"]{background:#fdf0ef}.calc-result[data-status="invalid"] .status-badge{color:var(--red)}.calc-result[data-status="no-profit"],.calc-result[data-status="no-rule"]{background:#f0f4f7}.daily-help{font-size:11px;color:var(--muted);line-height:1.65}.daily-row{display:flex;align-items:center;gap:10px;margin-bottom:8px}.daily-row label{font-size:11px;color:var(--muted);width:42px;flex-shrink:0}.daily-row input{width:100%;min-width:0;height:36px;border:1px solid var(--line);border-radius:5px;padding:0 10px;font-size:13px}.daily-row button{border:0;background:none;color:var(--muted);font-size:20px;padding:0 8px;min-height:36px}.daily-summary{font-size:11px;color:var(--muted);padding-top:10px}.daily-add{background:none;border:1px dashed #b8cdc4;padding:8px 12px;color:var(--teal);border-radius:5px;font-size:11px}.lifetime-field{margin-top:16px}.trust-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin:24px 0 65px}.trust-item{display:flex;align-items:center;gap:12px;padding:0 15px}.trust-item+div{border-left:1px solid var(--line)}.trust-icon{color:#315361}.trust-item strong{font-size:11px;font-weight:600;display:block;margin-bottom:4px}.trust-item span{color:var(--muted);font-size:10px}.section{padding:58px 0;border-top:1px solid var(--line);scroll-margin-top:20px}.section-split{display:grid;grid-template-columns:300px 1fr;gap:65px}.section-intro p{font-size:13px;color:var(--muted);line-height:1.7}.subtle-link{font-size:12px;font-weight:600}.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:8px;background:white}table{width:100%;border-collapse:collapse;font-size:11px;text-align:left;line-height:1.55}th{background:#f0f4f7;color:#5a6f7d;font-size:9px;letter-spacing:.06em;text-transform:uppercase;font-weight:650;padding:13px 16px;border-bottom:1px solid var(--line)}td{padding:14px 16px;border-bottom:1px solid #e6edef;vertical-align:middle}tr:last-child td{border-bottom:0}td a{color:var(--ink);font-weight:550;text-decoration:none}td a:hover{text-decoration:underline}td small{display:block;color:var(--muted);font-size:10px;margin-top:3px}.firm-cell{display:flex;gap:9px;align-items:center;white-space:nowrap}.firm-mark{width:28px;height:28px;border:1px solid var(--line);border-radius:6px;background:#fff;display:inline-flex;align-items:center;justify-content:center;font-size:9px;font-weight:700;flex-shrink:0}.rule-pill{display:inline-block;background:#edf5f1;color:#176b55;padding:4px 6px;border-radius:3px;white-space:nowrap;font-size:10px;font-weight:600}.table-note{font-size:10px;line-height:1.6;color:var(--muted);margin-top:11px}.formula-block{background:var(--ink);color:#d0e4df;padding:23px 28px;border-radius:8px;font-size:15px;letter-spacing:-.02em;font-family:ui-monospace,SFMono-Regular,monospace;margin-bottom:20px;line-height:1.8}.formula-block strong{color:#80dec0;font-weight:500}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;margin-top:28px}.step-num{display:block;font-family:ui-monospace,monospace;font-size:11px;color:var(--teal);margin-bottom:13px}.steps h3{font-size:15px;margin-bottom:8px}.steps p{font-size:12px;color:var(--muted);line-height:1.7}.example-table{margin-top:27px}.faq-grid{display:grid;grid-template-columns:300px 1fr;gap:65px}.faq-list details{border-bottom:1px solid var(--line);padding:17px 0}.faq-list details:first-child{padding-top:0}.faq-list summary{font-size:13px;font-weight:550;cursor:pointer;list-style:none;display:flex;gap:20px;justify-content:space-between}.faq-list summary::after{content:'+';color:var(--teal);font-size:17px;flex-shrink:0}.faq-list details[open] summary::after{content:'−'}.faq-list p{font-size:12px;line-height:1.8;color:var(--muted);margin:12px 28px 0 0}.cta-band{display:flex;align-items:center;justify-content:space-between;gap:25px;margin:22px 0 63px;padding:28px 32px;border:1px solid #cedde2;border-radius:10px;background:#edf4f6}.cta-band h2{font-size:23px;margin-bottom:6px}.cta-band p{font-size:12px;color:var(--muted);margin:0}.button{display:inline-flex;align-items:center;justify-content:center;gap:15px;background:var(--ink);color:#fff;padding:13px 20px;border-radius:6px;font-size:12px;font-weight:550;text-decoration:none;white-space:nowrap}.button:hover{background:#1d4657}.site-footer{background:white;border-top:1px solid var(--line);padding:35px 0 26px}.footer-top{display:flex;align-items:flex-start;justify-content:space-between;gap:35px}.footer-links{display:flex;gap:20px;flex-wrap:wrap}.footer-links a{font-size:11px;color:var(--muted);text-decoration:none}.footer-copy{font-size:10px;color:var(--muted);line-height:1.8;max-width:700px;margin:22px 0 0}.footer-bottom{display:flex;justify-content:space-between;gap:20px;border-top:1px solid #e5ecef;margin-top:23px;padding-top:16px;font-size:9px;color:#7d8e97}.breadcrumb{display:flex;gap:8px;align-items:center;list-style:none;margin:27px 0 0;padding:0;font-size:10px;color:var(--muted)}.breadcrumb a{color:var(--muted);text-decoration:none}.page-hero{padding:43px 0 34px;max-width:780px}.page-hero h1{font-size:clamp(35px,4vw,53px);line-height:1.1}.page-hero p{font-size:15px;color:var(--muted);line-height:1.75;max-width:670px}.page-hero .eyebrow{margin-bottom:13px}.verified-line{font-size:10px;color:var(--muted);display:flex;align-items:center;gap:7px;margin-top:20px}.firm-info{display:grid;grid-template-columns:1.5fr 1fr;gap:40px;margin:42px 0}.firm-info h2{font-size:28px}.firm-info p{font-size:13px;color:var(--muted)}.source-box{background:white;border:1px solid var(--line);padding:22px;border-radius:8px;font-size:12px;line-height:1.7}.source-box strong{display:block;margin-bottom:12px;font-size:13px}.source-box a{display:block;overflow-wrap:anywhere;margin-top:9px}.source-box small{display:block;color:var(--muted);font-size:10px;margin-top:12px}.firm-directory{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-bottom:55px}.firm-card{display:flex;flex-direction:column;align-items:flex-start;padding:25px;background:white;border:1px solid var(--line);border-radius:9px;color:var(--ink);text-decoration:none}.firm-card:hover{border-color:#8ebaae;box-shadow:0 6px 25px -17px #21473d50}.firm-card .firm-mark{width:37px;height:37px;margin-bottom:19px;font-size:12px}.firm-card h2{font-size:20px;margin-bottom:10px}.firm-card p{font-size:12px;color:var(--muted);line-height:1.7}.firm-card span:last-child{font-size:11px;color:var(--teal);margin-top:auto;padding-top:13px}.article{max-width:780px;margin:0 auto 65px;padding:30px 40px;background:#fff;border:1px solid var(--line);border-radius:10px}.article h2{font-size:25px;margin-top:35px}.article h2:first-child{margin-top:0}.article h3{font-size:18px;margin-top:27px}.article p,.article li{font-size:14px;color:#536a77;line-height:1.85}.article li{margin-bottom:9px}.article ul,.article ol{padding-left:22px}.article table{margin:24px 0}.article code{background:#f1f5f7;border-radius:3px;padding:3px 5px;font-size:12px;color:var(--ink)}.article details{padding:14px 0;border-bottom:1px solid var(--line)}.article summary{cursor:pointer;font-size:14px;font-weight:600}.article .notice{padding:16px 20px;border-left:3px solid var(--teal);background:#eff7f4}.error-page{text-align:center;padding:100px 0 120px}.error-page p{color:var(--muted)}.toast{position:fixed;bottom:22px;left:50%;transform:translateX(-50%);padding:12px 20px;background:var(--ink);color:#fff;border-radius:7px;font-size:12px;box-shadow:0 5px 20px #0002;z-index:30;max-width:90vw}.noscript{padding:16px;background:#fff2d4;font-size:13px;line-height:1.7}.empty{padding:30px;color:var(--muted)}
@media(min-width:1200px){.hero h1{font-size:59px}.hero{gap:36px;grid-template-columns:1.25fr 1fr}.hero-art{padding-left:12px}}
@media(max-width:1050px){.nav{gap:19px}.nav .source-nav{display:none}.hero h1{font-size:45px}.hero{gap:25px}.section-split,.faq-grid{grid-template-columns:240px 1fr;gap:35px}.calc-input,.calc-result{padding:25px}.calc{grid-template-columns:1.3fr 1fr}.custom-control{grid-template-columns:1fr 1fr}.custom-control .comparison-control{grid-column:span 2}.metric-value{font-size:21px}}
@media(max-width:760px){.wrap{width:calc(100% - 36px)}.site-header{height:70px}.brand{gap:8px}.brand img{width:30px;height:30px}.brand-title{font-size:10px;letter-spacing:.035em}.brand-sub{font-size:8px;letter-spacing:.1em}.nav{gap:15px}.nav a{font-size:11px;padding:26px 0 24px}.nav a:nth-child(3),.nav a:nth-child(4){display:none}.hero{padding:32px 0 25px;display:block}.hero h1{font-size:43px;line-height:1.08;max-width:560px;margin-bottom:15px}.hero p{font-size:13px;max-width:510px}.hero .eyebrow{font-size:9px;margin-bottom:15px}.hero-art{display:none}.calc{display:block}.calc-input{padding:23px 22px 20px}.calc-result{padding:24px 22px;border-left:0;border-top:1px solid #d8e6df}.result-number{font-size:58px;margin-top:22px}.result-actions{margin-top:0}.result-metrics{gap:20px}.metric-value{font-size:26px}.metric-label{min-height:0}.trust-strip{margin:22px 0 37px;gap:10px}.trust-item{padding:0 6px;gap:7px;align-items:flex-start}.trust-icon svg{width:17px;height:17px}.trust-item strong{font-size:9px;line-height:1.4}.trust-item span{font-size:9px;line-height:1.4;display:block}.section{padding:37px 0}.section-split,.faq-grid{display:block}.section-intro{margin-bottom:23px}.section-intro h2{max-width:370px;font-size:32px}.section-intro p{max-width:520px}.section-intro .eyebrow{margin-bottom:13px}.steps{gap:17px}.steps p{font-size:11px}.steps h3{font-size:14px}th,td{padding:12px}table{min-width:500px}.cta-band{padding:22px;align-items:flex-start;flex-direction:column;margin:12px 0 37px}.cta-band h2{font-size:23px}.cta-band .button{font-size:11px;padding:11px 15px}.footer-top{display:block}.footer-links{margin-top:24px;gap:17px}.footer-copy{font-size:9px}.footer-bottom{font-size:8px}.page-hero{padding:30px 0 25px}.page-hero h1{font-size:37px}.page-hero p{font-size:13px}.firm-info{display:block;margin:31px 0}.source-box{margin-top:25px}.firm-directory{grid-template-columns:1fr 1fr;gap:13px}.firm-card{padding:20px}.firm-card h2{font-size:18px}.firm-card p{font-size:11px}.article{padding:25px 22px}.article h2{font-size:24px}.article p,.article li{font-size:13px}.article{overflow-x:auto}.breadcrumb{font-size:9px}.calc-bottom{flex-wrap:wrap}.privacy-note{font-size:9px}.threshold-row{gap:8px}.threshold-chips button{min-width:40px}.section-head{margin-bottom:20px}}
@media(max-width:400px){.wrap{width:calc(100% - 28px)}.hero h1{font-size:37px}.form-grid{gap:11px}.calc-input,.calc-result{padding:21px 17px}.amount input{font-size:21px}.field select{font-size:11px}.nav{gap:11px}.brand-sub{font-size:7px}.brand-title{font-size:9px}.firm-directory{grid-template-columns:1fr}.steps{grid-template-columns:1fr}.step-num{margin-bottom:5px}.result-head h2{font-size:12px}}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important;transition:none!important}}
@media print{.site-header,.site-footer,.result-actions,.calc-bottom,.threshold-chips,.cta-band{display:none}.calc{break-inside:avoid}.wrap{width:100%}.calc-result{background:#fff}body{background:#fff}.section{break-inside:avoid}}
/* Firm comparison search */
.firm-search{margin:0 0 18px}.firm-search label{display:block;font-size:11px;font-weight:650;margin-bottom:8px}.firm-search>div{display:flex;gap:12px;align-items:center}.firm-search input{min-width:0;width:100%;height:43px;border:1px solid #cfdee5;border-radius:7px;background:#fff;padding:0 13px;color:var(--ink);font-size:13px}.firm-search [data-firm-count]{white-space:nowrap;font-size:11px;color:var(--muted)}.rule-secondary{display:block;font-size:10px;color:var(--muted);margin-top:5px;white-space:nowrap}.empty-firms{padding:20px;font-size:13px;background:#fff;border:1px solid var(--line);border-radius:7px}.directory-comparison{padding-top:0}.firm-comparison .table-wrap td:nth-child(3){font-size:11px}.firm-comparison .table-wrap{overflow-x:auto}.firm-comparison td:first-child{min-width:184px}
@media(max-width:600px){.firm-search input{font-size:16px}.firm-comparison .table-wrap td:nth-child(3){min-width:165px}}

@media(max-width:600px){.firm-comparison table{min-width:0;table-layout:fixed}.firm-comparison th,.firm-comparison td{padding:12px 8px}.firm-comparison td:first-child{min-width:0}.firm-comparison th:first-child{width:48%}.firm-comparison th:nth-child(2){width:33%}.firm-comparison th:nth-child(4){width:19%}.firm-comparison th:nth-child(3),.firm-comparison td:nth-child(3){display:none}.firm-comparison .firm-cell{font-size:11px;gap:7px}.firm-comparison .firm-mark{width:24px;height:24px;font-size:8px}.firm-comparison .rule-pill{font-size:10px;white-space:normal;padding:4px 6px}.firm-comparison td:last-child a{font-size:10px}.rule-secondary{font-size:9px;white-space:normal}}
.firm-rule-details{margin:0 0 10px;border:1px solid var(--line);border-radius:8px;background:#fff;padding:0 20px}.firm-rule-details>summary{display:flex;align-items:center;justify-content:space-between;gap:15px;list-style:none;padding:18px 0;cursor:pointer;font-size:15px;font-weight:600}.firm-rule-details>summary::after{content:'+';font-size:20px;color:var(--teal)}.firm-rule-details[open]>summary::after{content:'−'}.firm-rule-details>summary small{font-size:11px;color:var(--muted);font-weight:400;margin-left:auto}.firm-rule-details>p{color:var(--muted);font-size:13px}.firm-rule-details .subtle-link{display:inline-block;margin:18px 0 20px}.source-library>p{color:var(--muted)}
@media(max-width:600px){.plan-table{min-width:0}.plan-table thead{display:none}.plan-table tbody,.plan-table tr,.plan-table td{display:block}.plan-table tr{padding:12px;border-bottom:1px solid var(--line)}.plan-table tr:last-child{border:0}.plan-table td{padding:5px 0;border:0;font-size:12px;line-height:1.6}.plan-table td:first-child{font-size:14px;font-weight:650;margin-bottom:7px}.plan-table td[data-label]:not(:first-child)::before{content:attr(data-label);display:block;font-size:9px;font-weight:650;text-transform:uppercase;color:var(--muted);letter-spacing:.06em}.firm-rule-details{padding:0 14px}.firm-rule-details .table-wrap{border:0}.firm-rule-details .plan-table tr{padding-left:0;padding-right:0}}
/* Longer offer comparisons need the same reading size as the guide text. */
.article .plan-table{font-size:13px}.article .table-wrap{margin:24px 0}.article .table-wrap table{margin:0}